Debt mastery program: Record Keeping
Record keeping is step 2 in the Debtwatchers-Debt Mastery Program and is an essential prerequisite to getting out of debt. It means recording all income and expenses, however large or small, and is the first step towards achieving clarity.
It is a routine that needs to become second nature to you, as important as the handing over of the money or the writing of the check. The longer the period between the incurring of the expense and the record keeping for it the less likely it is to happen
The clarity that comes with record keeping enables you to look at how much you have spent on each category enabling you to reflect on why, which is the first of many steps in the change process.
Debtwatchers-Your solution for record keeping
See all the steps at work for you in my book, Debtwatchers-Debt Mastery Program
Watch our video and see what step two is all about.